Online shopping may be quick, convenient and fun, but there are also some risks attached to Internet shopping. Being unaware of the hidden dangers online, you can easily become a target for scammers who look for gullible people to scam. Shopping online doesn't have to be a scary experience though and there is no need to avoid making purchases online, you just need to learn about shopping online safely. Identity theft and fraud are real threats online. Every time you enter personal information, especially credit card and bank routing numbers, it makes it that much easier for people to scam you and steal your . This can have a huge impact on your life as they run up your charge cards with purchases, drain your bank account and potentially ruin your credit. There are a few things you can do to ensure that you aren't a victim of fraud or identity theft. Shopping online safely is possible with a few tips. First of all, make sure the site you are making a purchase from has verified security. If you can't tell from the checkout page, look at the website's FAQ to see their safety policy. If you are uncertain about the security of a connection or it is not a well-known or respected site, it is probably best to avoid making the purchase. Use a third-party payment system like Paypal when possible to avoid giving the seller your information or credit card number. Another thing to consider is keeping your computer settings at the safest level, blocking pop-ups and using a secure connection with the most current Internet browser. Use a firewall and be careful which emails you open, being careful not to open dangerous emails generally sent to the spam folder. Regularly use a malware and spyware program to protect yourself from computer viruses that can read your information and abuse your accounts. There are some things you can do to minimize your risk of being a victim of fraud. One thing you can do is regularly change your online passwords, making them difficult to guess and not using the same password for every account in case there is an informational breach. You should also regularly check your credit report and go over your bank accounts to be sure they don't have fraudulent purchases. Immediately report any suspicious behavior and cancel any credit cards associated with fraudulent charges.
June 7, 2015